When you're looking to finance a car, one of the most important elements is your credit score, which is determined by the Canadian credit bureaus Equifax and TransUnion.
These agencies rate your credit on a scale ranging from 300 to 900, commonly known as the “credit score”.
Your credit report contains personal information such as your address and occupation, as well as details of your credit history:
- Active credit lines over the past six years,
- 30, 60 or 90-day overdue payments,
- Accounts written off,
- Collections,
- Bankruptcies
- Consumer proposals,
- Judgments,
- Your credit applications for the past 36 months will also be visible on your credit file.
Important : A team of experts like ours can help you find advantageous financing, even if your credit isn't perfect.
Would you like us to check your credit score together?
Learn more about CAS Financing
At CAS Financing, we have auto financing solutions for every financial situation, including 2nd and 3rd chance loans. Our financing specialists work with reputable banking institutions to provide you with customized, advantageous options. Founded in 2009, the CAS team has helped more than 6,000 customers purchase a used car that meets their needs with the best possible financing terms.
Don't let your credit hold you back. Find your vehicle today!