FIND ANSWERS TO FREQUENTLY ASKED QUESTIONS HERE.
Can I choose my vehicle?
In addition to being able to choose your vehicle from several options, we'll work with you to guide you to the best vehicle that meets your desires and needs, or to choose in order to rebuild your credit file efficiently. Both the bank and our specialists select these vehicles based on their good market value, low mileage, and low age. We maintain an inventory of hundreds of new, inspected and reconditioned vehicles carefully selected for our customers.
What models and brands do you sell?
We carry the vast majority of the most popular makes and models. It is important for our buyers to select vehicles that offer the best balance between maintaining market value, mileage and overall condition. Our experienced buyers are trained to spot quality vehicles that will please our customers and ensure a carefree drive! All of our vehicles are also inspected and reconditioned.
Is it possible to buy a vehicle after bankruptcy?
Going through bankruptcy is never easy. Even if your credit is damaged, it's still possible to get a loan from us. In fact, we recommend it because keeping up with your payments will help you rebuild your credit. Remember, you're not alone! Many of our clients have been in the same situation and have been able to rebuild their credit with our sound advice.
What kind of interest rate can I expect on my new car loan?
If you've had a number of financial problems in the past (late phone bill, unpaid credit card, etc.), the bank is likely to offer you a high interest rate. We're here to work with you to see what your options are and offer you the best options for your situation. This may involve choosing a vehicle that suits your needs, but also your situation after analysis. Sometimes you may have to compromise by choosing a smaller vehicle and/or one with fewer options. Rest assured that we'll do everything we can to get you the best possible financing terms and the right vehicle.
Is there a minimum down payment/income?
We offer vehicles with or without a down payment. Our specialists will make sure you get a vehicle that fits your income and budget, and meets the eligibility criteria of our institutional partners.
I can't come to pick up my vehicle. Do you have a solution?
We always have a solution! Technology allows us to work virtually and we have a home delivery system if needed. We also offer free shuttle transportation to your nearest dealer.
Will you help me restore my credit?
It's one of the things that sets us apart. If applicable, we'll work with you to develop a plan to rebuild your credit through the purchase of a pre-owned vehicle with financing. After a few months, we'll contact you again to follow up on your credit file. We'll always be with you to make sure your financing program is still appropriate for your situation. If we are able to improve your terms, we will act immediately rather than leave you paying too much interest for nothing. Whatever your situation, CAS is your partner of choice when it comes to buying a used vehicle. From the beginning to the end of the purchase and credit repair process.
Do you offer a warranty when you buy a car?
Absolutely. All of our vehicles come with a warranty at the time of purchase. Buying a car is a big investment. We want you to have peace of mind and no unpleasant surprises. So you can focus on rebuilding your credit without worrying about paying for repairs on top of your payments.
Can I change my car before my loan is paid off?
Yes, you can. All our loans are “open” financing. This means you can change your car sooner than the original term without incurring any interest penalties or bank charges. Among other things, this allows you to improve your loan terms or upgrade your vehicle when applicable.
Can I contact you by e-mail or telephone?
Of course you can. You can reach us by phone or SMS at 1 855 974-7878 and by e-mail at [email protected] .
Do you buy or trade in vehicles?
You bet we do! We buy and trade in hundreds of vehicles every month. Visit our Sell or Trade In section for more information. You might be surprised at the quality of our buyers' offers and the simplicity of the process!