Bankruptcy (discharged or not)
Going through bankruptcy is never easy, but rest assured that our experts are here to help you get back on your feet.
Your financial success is important to us. Buying a used car with financing is an excellent way to build or rebuild your credit.
Let us help you reach your goals!
If you're in one of the following situations, we're probably going to be able to help you get financed.
Consumer proposal (with or without release)
It's still possible to apply for a car loan if you've reached an agreement with your creditors and meet certain criteria.
Late payments
If you've experienced unforeseen circumstances or bad luck that led to late payments that damaged your credit record, it's still possible to get a car loan with favorable terms.
Voluntary repossession
You may have had to walk away from a purchased or leased vehicle in the past, and that decision may have had a negative impact on your credit rating. It is still possible to finance a used car!
No credit history (first loan or newcomer)
Getting started with credit? Just arrived in Canada and need a car loan? Talk to one of our specialists and you'll be on your way before you know it.
Family allowance or social welfare
It's possible to get a car loan if your income comes from government benefits or other sources. Our experts will guide you to the right programs to help you buy your next vehicle.
Retired and pension
You may qualify for auto financing even if your only source of income is a government pension or retirement plan. Our team understands your reality and will take the time to analyze your unique situation to provide appropriate and beneficial options.
High debt ratio
Life's ups and downs sometimes cause us to accumulate debt. Don't worry if that's the case. We understand that having access to a new, reliable vehicle is still a priority for most people. Chances are, we can still find you a loan. In fact, it's a great way to improve your credit score!
Irregular income
Whether you're a tipped, seasonal or commissioned employee, there are auto financing programs for you. Just because your income is irregular or structured differently doesn't mean you can't get pre-approved for a new used vehicle!
Resources to help you
TipsCar credit
4 Mistakes to Avoid to Protect Your Credit
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Maintain Your Car To Preserve Its Value
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Newcomers: 5 things you need to know about Canadian car loans
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Rebuilding Your Credit With a Car Loan Even if Your Credit History Has a Few Dents
A damaged credit file can be the result of several difficult financial events, such as bankruptcy,…
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Self-Employed? Here Are 5 Key Things to Know About Car Loans
CAS Financement
Québec/Lévis
New satisfied customers every day
Customer satisfaction is our top priority, and it shows!
9 months ago
Thanks to Vince. Such amazing 👏 guy got my dream car. Message all the way to the process everything went good. Good professionalim. Answer my call 🤙 all the time no matter what time it was .. thank u CAS
4 months ago
Marine Reinhert is an angel in disguise 🥰 she made miracles happen for me. I was desperate for a new suv and had little hope of approval. Marine worked so hard for me and got me approved for a 2020 Nissan Rogue🥰 I’m now driving in luxury, something I never imagined possible, all thank you to Marine. Highly recommend seeing this lovely lady for your auto financing needs. The whole staff was amazing! I bought my car the day Microsoft shut down and they went over and above to get me in my vehicle and take it home that day. The driver who picked me up was so polite. The manager was there step by step. Full stars all around too many names for me to remember but EVERYONE was perfect! Thank you CAS FINANCIAL for making my dreams come true🥰 Karen Moss
9 months ago
Thank you so very much to Mr Vincent Boivin for all the hard work he’s done to get me financed. He’s very professional and efficient. He worked me through the process and he’s been so kind, respectful and patient. Keep up the good work dear 🙏 I definitely recommend CAS financement.
a year ago
Great service, Vincent helped me find a suitable vehicle for me and my family. Extremely happy with the team work and dedication. Thanks again!
a year ago
Fantastic customer service!! they made the impossible possible, miracles do happen, and I am a VERY satisfied client. will absolutely recommend their service, I am very happy with the vehicle I chose, and am so thankful I contacted them!