Buying a used car raises a number of important questions: Which model fits my lifestyle? What options are available on the market? What costs should I realistically expect?
In this article, we share our best advice and answer your most common questions. With CAS as your trusted partner, you can find a used vehicle that perfectly matches your lifestyle and budget.
Here are some practical tips to guide you through the process of buying a used car.
Before you start your search, take a moment to think about what you're really looking for in a used car: what are your priorities in terms of size, style, performance, and features? Having a clear list of your needs will help you narrow your search and avoid distractions.
For example:
● Do you regularly drive long distances in Quebec's winter conditions?
If so, a used vehicle with all-wheel drive and effective defrosters is essential. You might also appreciate added comfort features like heated seats.
● What size of vehicle do you need?
If you have a large family, consider an SUV rather than a sports car. Similarly, if you're a self-employed contractor, you'll likely need a spacious vehicle to store your equipment (the same applies even if you’re not the most organized person!). On the other hand, if you live in a densely populated city where parking is a constant challenge, perhaps a smaller vehicle is a better option.
● Is performance important to you?
If so, entry-level models may not meet your expectations, as engine power, acceleration, handling, and transmission type may not be sufficient for your needs.
Here are some testimonials from drivers who made the right choice when buying their used car:
"I've had my 4x4 Toyota RAV4 for 2 years now. Since I drive a lot, I’d never go back: I feel much more confident on the road, and driving is way less stressful. What’s more, the heated seats are the best comfort decision I've ever made!"
- Antoine from Montreal
"I just became a father, and I have to admit that it’s completely changed the way I think. I've always loved performance and the thrill of speed, but now I see that as something to avoid to keep my family safe."
- Jean-Christophe from Lévis
One of the most important things to establish before shopping for a used car is to determine upfront how much you can afford to spend, taking into account the initial purchase price as well as maintenance, insurance, and fuel costs.
Set a realistic price range and stick to it as much as possible throughout your search. For reference, in Quebec, the average annual auto insurance premium in 2024 was $1006, according to the Groupement des assureurs automobiles.
In addition, the annual maintenance costs for a car in Quebec typically range between $800 and $1,500. Why the gap? Because this cost depends on several key factors, such as the type of vehicle, annual mileage, the frequency and type of maintenance, the vehicle's age, and even the weather conditions where you live and park your car overnight.
For more budget guidance, check out our article on the top reasons to finance a newer vehicle.
At CAS, every used vehicle is inspected and reconditioned to rigorous standards before being listed for sale. This helps reduce uncertainties about the vehicle’s mechanical condition and unpleasant surprises after the purchase.
It’s essential to look beyond appearances when buying a used vehicle. Compare models, analyze prices, and read consumer reviews. If you’re exploring the market on your own, make sure a comprehensive inspection has been performed by an SAAQ-authorized agent. This check covers essential components such as the suspension, brakes, lighting, and fuel system.
A thorough inspection can be the difference between a safe purchase and a costly mistake. That's precisely why every vehicle at CAS is inspected and reconditioned before going on sale.
Every used car has a history, and it's worth taking the time to review it. So check the vehicle's history before making a final decision. Request an AutoCheck or CARFAX report to get information on mileage, any accidents, previous repairs, and safety recalls. A detailed inspection by a qualified mechanic can also give you a clear picture of the vehicle's overall condition.
Here's what Etienne, one of our clients, had to say:
"I recently thought I'd found an incredible deal. At the last minute, I was advised to request a CARFAX report, and it turned out the car had significantly more mileage than what the seller was showing. I felt like I'd dodged a real bullet by walking away!"
Nothing beats a test drive for evaluating how a car actually behaves on the road. Take the time to assess different aspects such as driving comfort, handling, and visibility.
This is your moment to pay close attention to unusual noises, vibrations, and any signs of potential malfunctions. Check that you feel safe and in control behind the wheel, that the brakes and suspension respond properly, and that the seats are ergonomic enough for a comfortable drive. You can even drive over a few bumps – gently – to put the suspension to the test. And don't forget to check that the mirrors give you adequate coverage of your blind spots.
By following these straightforward tips for buying a used car, you'll be well-equipped to find the used vehicle that best fits your needs and budget. Whether you're looking for a car, a truck, or an SUV, a methodical and thoughtful approach will help you make the best possible decision and enjoy many years of happy driving.
Use this list to make sure you've covered all the right steps before acquiring your next pre-owned vehicle.
Drive safely!
Frequently Asked Questions
How can I get a loan pre-approval?
Our automotive financing experts are trained to offer personalized financing solutions tailored to your situation and needs. With over 9,000 satisfied clients over the past 15 years, CAS is your trusted partner for finding the financing plan that works for you.
Why should I work with a financing expert when purchasing my vehicle?
Working with a financing specialist means you can access the best possible offers in terms of interest rates, fees, and loan terms. They can negotiate with lenders on your behalf to help you save money on the total cost of your loan. Read our article on the topic for more info.
If I'm a newcomer, how can I build my credit with an auto loan?
Buying a used car through a loan can help build your credit. By taking out a car loan, you can lower your credit utilization ratio, a key factor in calculating your credit score. A lower credit utilization rate signals healthy financial management, which can improve your credit rating. Find more answers in our Articles and News section.
After purchase, how can I maintain my vehicle's value?
Regular maintenance, such as oil changes, brake inspections, and fluid checks, plays a key role in keeping your car running smoothly. A well-maintained vehicle is less likely to experience serious mechanical issues, saving you from costly repairs and unnecessary hassle. Find more post-purchase tips in our Articles and News section.
