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98.5% approval rate

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Special offer for Borrowell members

Get $500 in prepaid cards!

Upon signing a car loan, every Borrowell member will receive $500 in prepaid card value*. Get pre-approved now!
*Valid for a limited time only. Certain conditions apply.

All-Inclusive Auto Financing

We're with you from start to finish, making sure you find the right car, at the right rate, as quickly as possible. We're your partner in finding the best possible terms for your new purchase.

Needs Analysis

We make sure we understand your situation. Our team is trained to conduct the analysis as efficiently as possible. All without obligation.

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We negotiate for you

Thanks to our expertise and extensive network of partners, we can offer you financing options tailored to your needs.

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Vehicle Selection

Once pre-approved, choose from a selection of over 300 new, inspected and reconditioned vehicles in stock, with free delivery if desired!

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Our financial specialists are determined to find you a loan at the best rate, while ensuring your credit report is preserved. Every client is unique, and that’s why we take the time to support you regardless of your credit.

Here, you are not a number.

If you're in one of the following situations, we're probably going to be able to help you get financed.

Bankruptcy (discharged or not)

Going through bankruptcy is never easy, but rest assured that our experts are here to help you get back on your feet.

Consumer proposal (with or without release)

If you've reached an agreement with your creditors, it's still possible to apply for auto financing if you meet certain criteria.

Late payments

If you've experienced unforeseen circumstances or bad luck that have led to late payments that have affected your credit record, it's still possible to get a car loan with favorable terms.

Voluntary repossession

You may have had to walk away from a purchased or leased vehicle in the past, and that decision may have had a negative impact on your credit rating. It is still possible to finance a used car!

No credit history (first loan or newcomer)

Getting started on the road to credit? You just arrived in Canada and need car financing? Talk to one of our specialists and you'll get there faster than you think.

Family allowance or social welfare

It's possible to get a car loan if your income comes from government benefits or other sources. Our experts will guide you to the right programs to expedite the purchase of your next vehicle.

Retired and pension

You're eligible for auto financing even if your only source of income is a government pension or retirement plan. Our team understands your reality and will take the time to analyze your unique situation to provide appropriate and beneficial options.

High debt ratio

Life's ups and downs sometimes cause us to accumulate debt. Don't worry if that's the case. We understand that having access to a new, reliable vehicle remains a priority for most people. Chances are, we can still find you a loan. In fact, it's a great way to improve your credit score!

Irregular income

Whether you're a tipped, seasonal or commissioned-based employee, there are auto financing programs for you. Just because your income is irregular or structured differently doesn't mean you can't get pre-approved for a new used vehicle!

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Why choose us?

At CAS Financing, we have auto financing solutions for every financial situation, including 2nd and 3rd chance loans. Our financing specialists work with reputable banking institutions to provide you with customized, advantageous options. Don't let your credit hold you back. Find your vehicle with us today! 

CAS Financement
Québec/Lévis
4.8
Based on 194 reviews

What our clients say about us

Customer satisfaction is our top priority, and it shows!

Lise Demers
Lise Demers
8 months ago

Thanks to Vince. Such amazing 👏 guy got my dream car. Message all the way to the process everything went good. Good professionalim. Answer my call 🤙 all the time no matter what time it was .. thank u CAS

Family moss
Family moss
2 months ago

Marine Reinhert is an angel in disguise 🥰 she made miracles happen for me. I was desperate for a new suv and had little hope of approval. Marine worked so hard for me and got me approved for a 2020 Nissan Rogue🥰 I’m now driving in luxury, something I never imagined possible, all thank you to Marine. Highly recommend seeing this lovely lady for your auto financing needs. The whole staff was amazing! I bought my car the day Microsoft shut down and they went over and above to get me in my vehicle and take it home that day. The driver who picked me up was so polite. The manager was there step by step. Full stars all around too many names for me to remember but EVERYONE was perfect! Thank you CAS FINANCIAL for making my dreams come true🥰 Karen Moss

Marie Louise Cissokho
Marie Louise Cissokho
7 months ago

Thank you so very much to Mr Vincent Boivin for all the hard work he’s done to get me financed. He’s very professional and efficient. He worked me through the process and he’s been so kind, respectful and patient. Keep up the good work dear 🙏 I definitely recommend CAS financement.

Terra Larocque
Terra Larocque
a year ago

Great service, Vincent helped me find a suitable vehicle for me and my family. Extremely happy with the team work and dedication. Thanks again!

A H
A H
a year ago

Fantastic customer service!! they made the impossible possible, miracles do happen, and I am a VERY satisfied client. will absolutely recommend their service, I am very happy with the vehicle I chose, and am so thankful I contacted them!

Our Partners

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CIBC
Banque Nationale
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Santander Bank
IA Financement Auto
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Axis
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A turnkey solution

  • Get your loan.
  • Choose your car.
  • Drive it the same day!

 FIND ANSWERS TO FREQUENTLY ASKED QUESTIONS HERE.

Can I choose my vehicle?

In addition to being able to choose your vehicle from several options, we'll work with you to guide you to the best vehicle that meets your desires and needs, or to choose in order to rebuild your credit file efficiently. Both the bank and our specialists select these vehicles based on their good market value, low mileage, and low age. We maintain an inventory of hundreds of new, inspected and reconditioned vehicles carefully selected for our customers.

What models and brands do you sell?

We carry the vast majority of the most popular makes and models. It is important for our buyers to select vehicles that offer the best balance between maintaining market value, mileage and overall condition. Our experienced buyers are trained to spot quality vehicles that will please our customers and ensure a carefree drive! All of our vehicles are also inspected and reconditioned.

Is it possible to buy a vehicle after bankruptcy?

Going through bankruptcy is never easy. Even if your credit is damaged, it's still possible to get a loan from us. In fact, we recommend it because keeping up with your payments will help you rebuild your credit. Remember, you're not alone! Many of our clients have been in the same situation and have been able to rebuild their credit with our sound advice. 

What kind of interest rate can I expect on my new car loan?

If you've had a number of financial problems in the past (late phone bill, unpaid credit card, etc.), the bank is likely to offer you a high interest rate. We're here to work with you to see what your options are and offer you the best options for your situation. This may involve choosing a vehicle that suits your needs, but also your situation after analysis. Sometimes you may have to compromise by choosing a smaller vehicle and/or one with fewer options. Rest assured that we'll do everything we can to get you the best possible financing terms and the right vehicle. 

Is there a minimum down payment/income?

We offer vehicles with or without a down payment. Our specialists will make sure you get a vehicle that fits your income and budget, and meets the eligibility criteria of our institutional partners. 

I can't come to pick up my vehicle. Do you have a solution?

We always have a solution! Technology allows us to work virtually and we have a home delivery system if needed. We also offer free shuttle transportation to your nearest dealer.

Will you help me restore my credit?

It's one of the things that sets us apart. If applicable, we'll work with you to develop a plan to rebuild your credit through the purchase of a pre-owned vehicle with financing. After a few months, we'll contact you again to follow up on your credit file. We'll always be with you to make sure your financing program is still appropriate for your situation. If we are able to improve your terms, we will act immediately rather than leave you paying too much interest for nothing. Whatever your situation, CAS is your partner of choice when it comes to buying a used vehicle. From the beginning to the end of the purchase and credit repair process. 

Do you offer a warranty when you buy a car?

Absolutely. All of our vehicles come with a warranty at the time of purchase. Buying a car is a big investment. We want you to have peace of mind and no unpleasant surprises. So you can focus on rebuilding your credit without worrying about paying for repairs on top of your payments.

Can I change my car before my loan is paid off?

Yes, you can. All our loans are “open” financing. This means you can change your car sooner than the original term without incurring any interest penalties or bank charges. Among other things, this allows you to improve your loan terms or upgrade your vehicle when applicable.

Can I contact you by e-mail or telephone?

Of course you can. You can reach us by phone or SMS at 1 (855) 974-7878 and by e-mail at [email protected]

Do you buy or trade in vehicles?

You bet we do! We buy and trade in hundreds of vehicles every month. Visit our Sell or Trade In section for more information. You might be surprised at the quality of our buyers' offers and the simplicity of the process!